We specialized in first-time homebuyers, second homes, investments, and other loan products. My two decades of experience will ease your worries. Inquire about the best home loan programs in Texas that we can offer.
For Questions, Kindly fill-out the "Q&A with Broker"
form
Ready to apply? Click "Apply Now" to start the process
Inquire now for the assistance program
Fixed-rate conventional mortgages
ITIN, Non-QM Loans
De nemos expertas que su idioma
Whatever the case may be, it's best that you inquire and talk to me. Let's see how I can help you and explore your options.
Inquire for the best loan options that you can get.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
The VA Loan provides veterans with a federally guaranteed home loan which requires no down payment. This program was designed to provide housing and assistance for veterans and their families.
If you're looking to buy a home in a rural or suburban area with no down payment and minimal investment, you might consider the USDA Rural Development Loan.
Jumbo Loans are used to finance properties that are too expensive for a conventional conforming loan. There's maximum amount for a conforming loan as determined by the Federal Housing Finance Agency (FHFA).
As an experienced loan officer in Texas, you can count on me to guide you through the mortgage process. Whether you are a first-time homebuyer, a current homeowner wanting to refinance an existing mortgage or add an investment property to your rental portfolio, my focus is on providing a five-star customer experience. Texans Mortgage Group - powered by Barrett Financial offers competitive interest rates and a wide range of loan products from fixed-rate conventional mortgages to FHA, VA, Jumbo loans as well as down-payment assistance programs.
NMLS# 262973 Co. NMLS #181106
No-hassle loan applications
Step-by-step guide in closing your loans
The first step in obtaining a loan is to determine how much money you can borrow. In case of buying a home, you should determine how much home you can afford even before you begin looking. By answering a few simple questions, we will calculate your buying power, based on standard lender guidelines.
02
Home loans come in many shapes and sizes. Deciding which loan makes the most sense for your financial situation and goals means understanding the benefits of each.
03
After figuring out which loans is the most beneficial for you. You can go ahead and start the application process.
04
Although lenders conform to standards set by government agencies, loan approval guidelines vary depending on the terms of each loan.
05
After your loan is approved, you are ready to sign the final loan documents. You must review the documents prior to signing and make sure that the interest rate and loan terms are what you were promised.
Read our guides and more -- check out our blogs!
To fulfill your goal of becoming a homeowner, you must first apply for a mortgage. But getting a mortgage requires more than just filling out paperwork and waiting for approval; there are important do... ...more
Home Loan Guides ,USDA Home Loan Basics &English
September 20, 2023•3 min read
Discover the The Ultimate Guide to House Hunting. And learn what to consider before making your move! ...more
Home Loan Guides ,USDA Home Loan Basics &English
September 06, 2023•3 min read
Abbreviations can be challenging to comprehend in the real estate industry, particularly when it comes to mortgages. To properly navigate the mortgage process, it's essential to have a firm grasp of t... ...more
FHA Home Loan Basics ,Home Loan Guides USDA Home Loan Basics &VA loan basics
August 29, 2023•3 min read
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Duis imperdiet nisi ac augue element
Reviews were imported from Google & Facebook
The best trio! I had the pleasure of working with Patricia and she has been of great assistance throughout the entire process. Even after we closed on our home she is there to answer any questions. Highly recommended, the best. Rudy and Team, thank you!!!
Rudy and the staff are so nice you get the good vibe when you walk in very sweet front desk girl I’m very blessed to have friends like Rudy se los recomiendo *5
Rudy and the rest of the staff are so helpful and welcoming. They make you feel like family even after the whole process is over. Everyone knows that the home buying process is not a walk in the park, it’s stressful, it’s frustrating at times but with Texas Mortgage Lender you never feel that way. They help you every step of the way, best decision I ever made. I have been in my home since 2017.
Best customer service at this location
Address: 711 W Bay Area Blvd. Ste 286, Webster, TX 77598
COMPANY NMLS: 181106
RUDY ZARATE | NMLS #262973 | Barrett Financial Group, L.L.C. | NMLS #181106
View complaint policy at www.barrettfinancial.com/texas-complaint
This is not a commitment to lend. All loans are subject to credit approval.
Our Houston, TX Office:
(281) 747-6699
Our McAllen, TX Office:
(956) 255-0454
Operating Hours:
Mon 08:30 am – 05:30 pm
Tue 07:30 am – 04:30 pm
Wed 07:30 am – 04:30 pm
Thu 08:30 am – 05:30 pm
Fri 07:30 am – 04:30 pm
Weekends Closed