Empower your real estate ventures with secured, short-term
Hard Money Loans!
EXPLORE A WIDE ARRAY OF LOAN PROGRAMS
*All loans are subject to qualifying factors. Not all applicants will qualify.
HARD MONEY LOANS
Supercharge your financial moves with Hard money Loans! Swift approvals, flexible terms, and competitive rates make us your trusted partner in real estate and business ventures. Break free from traditional lending constraints and seize opportunities with our personalized solutions.
FIX AND FLIP LOANS
(for Rehab)
Secure swift financing for your property projects with quick approvals and flexible terms. Maximize profits and turn renovations into success stories. Explore our competitive rates and fast funding – your key to profitable flips.
COMMERCIAL LOANS
A debt-based funding arrangement between a business and a financial institution such as a bank. It is typically used to fund major capital expenditures and/or cover operational costs that the company may otherwise be unable to afford.
CASH-OUT REFINANCE
Seamlessly convert your home equity into cash for major expenses or investments. Our streamlined process ensures quick approvals and competitive rates, putting your financial goals within reach.
INVESTMENT PROPERTY LOANS
Maximize your returns with Investment Property Loans! Unlock tailored financing for your real estate ventures with quick approvals and competitive rates. Whether you're a seasoned investor or just starting out, our expert solutions make property financing seamless.
CONSTRUCTION LOANS
From groundbreaking to completion, we've got your construction needs covered. Empower your vision with flexible terms and expert support. Accelerate your project with tailored financing, quick approvals, and competitive rates.
DSCR
A figure that contrasts a business's cash flow with its debt commitments. The DSCR can be used by investors and business owners to determine if a firm is making enough money from net operations to pay down its current debts, including principal and interest.
WHY OPT FOR OUR SERVICES?
Uncover the Top Reasons
With me, there's no compromise.
Over 2 Decades of Experience
As an experienced loan officer in Texas, you can count on me to guide you through the mortgage process. Whether you are a first-time homebuyer, a current homeowner wanting to refinance an existing mortgage, or adding an investment property to your rental portfolio, my focus is on providing a five-star customer experience. Texans Mortgage Group, powered by Barrett Financial, offers competitive interest rates and a wide range of loan products, from fixed-rate conventional mortgages to FHA, VA, and Jumbo loans, as well as down-payment assistance programs.
NMLS# 262973 Co. NMLS #181106
No-hassle loan applications
Step-by-step guide in closing your loans
HARD MONEY LOAN PROCESS: STEP-BY-STEP GUIDE
APPLY ONLINE
Transform your real estate dreams into reality with our streamlined online loan application, completed in under 10 minutes. Experience swift solutions tailored to your project's needs.
GET APPROVAL
Get clarity on your loan terms within 24 hours! Our transparent and comprehensive offers ensure you have all the information you need.
LOAN FUNDED
Experience unparalleled speed in loan funding! While others take weeks, our streamlined process ensures funds in just days. Once your loan is funded through escrow, expect direct and swift disbursement.
PAY MONTHLY
Simplify your repayment process! Conveniently make monthly payments via mail, phone, or direct deposit. Our user-friendly loan agreement clearly outlines terms and schedules, making repayment a breeze.
TRADITIONAL FINANCING VS. TMG HARD MONEY
No Credit Checks, borrower financials, or *appraisals
Next business day closings
Exclusively for Investment Properties
Made for the short-term
Can lend on distressed properties
Lend on owner-occupied properties
TMG Hard Money
Traditional Financing
TRADITIONAL FINANCING VS. TMG HARD MONEY
HERE ARE THE POSSIBLE REQUIREMENTS:
*Not all may be applicable
HARD MONEY LOANS
CMA - Comparative Market Analysis
Identtification Card
Signed Purchased Contract (*Does not need to be executed)
For ITIN (ITIN Letter must be valid)
Pictures of Property Interior and Exterior
FIX AND FLIP LOANS (for Rehab)
CMA - Comparative Market Analysis
Fix and Flip Scope of Work/Budget
Identtification Card
Pictures of Property Interior and Exterior
Signed Purchased Contract (*Does not need to be executed)
For ITIN (ITIN Letter must be valid)
CONSTRUCTION LOANS
CMA - Comparative Market Analysis
Construction budget
Cost left to be spent
Cost spent to date on construction
Identtification Card
Permits / Plans (*Can be submitted after approval)
Purchase price for the lot
For ITIN (ITIN Letter must be valid)
CASH-OUT REFINANCE
Identtification Card
Pictures of Property Interior and Exterior
Signed Purchased Contract (*Does not need to be executed)
For ITIN (ITIN Letter must be valid)
INVESTMENT PROPERTY LOANS
Identtification Card
Signed Purchased Contract (*Does not need to be executed)
For ITIN (ITIN Letter must be valid)
COMMERCIAL LOANS
Identtification Card
Signed Purchased Contract (*Does not need to be executed)
For ITIN (ITIN Letter must be valid)
Address: 711 W Bay Area Blvd. Ste 286, Webster, TX 77598
COMPANY NMLS: 181106
RUDY ZARATE | NMLS #262973 | Barrett Financial Group, L.L.C. | NMLS #181106
View complaint policy at
www.barrettfinancial.com/texas-complaint
This is not a commitment to lend. All loans are subject to credit approval.
www.nmlsconsumeraccess.org
Copyright ©2023 Barrett Financial Group, Inc.
All Rights Reserved.
RudyZ@BarrettFinancial.com
Our Houston, TX Office:
(281) 747-6699
Our McAllen, TX Office:
(956) 255-0454
Operating Hours:
Mon 08:30 am – 05:30 pm
Tue 07:30 am – 04:30 pm
Wed 07:30 am – 04:30 pm
Thu 08:30 am – 05:30 pm
Fri 07:30 am – 04:30 pm
Weekends Closed
275 E Rivulon Blvd, STE 200,
Gilbert, AZ 85297
480-459-4500
loans@barrettfinancial.com